What does home insurance cover?

Your House
If an event, covered by your policy, damages your home, we'll step in and make it right. And, if you're forced to vacate your home because of such an event, you will have coverage for costs you incur, over your normal living expenses.

Your Personal Belongings
Your clothes, furniture, appliances and decor. Your sound system, computer and sports gear — they all add up. Personal property protection is included in your policy and applies wherever you happen to be — worldwide. And if you choose Full Value Contents^® protection, we will pay the full replacement cost of items destroyed or stolen, with no deduction for depreciation, up to the limits and deductibles you have selected.

Your Personal Liability
Why put all you've worked so hard to acquire at risk? A SAFECO Home Insurance Policy can protect you and your family against bodily injury, personal injury and personal damage claims and litigation, up to the limits you have selected.