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Boat Insurance

The Fujiyama Agency can help you identify your insurance needs and match them with the appropriate coverage.

The Boatowners Policy gives you coverage for practically any physical loss or accidental damage to your craft and its equipment, in and out of the water. This covers most all direct physical loss to your boat, motor trailer and equipment due to:

  • Theft
  • Fire
  • Loss in transit
  • Capsizing
  • Windstorm
  • Hitting submerged objects
  • Vandalism
  • Explosion
  • Loss overboard
  • Collision afloat

Additional Coverages
Emergency services
The policy pays for emergency service to your insured watercraft, motor or trailer, up to $75 per occurrence.

Wreck removal
Unigard will pay the costs to remove, raise or destroy the wreck of your boat, up to 5% of the hull coverage.

Loss of equipment
Coverage of items such as oars, anchors, life preservers, sails, water-skiing accessories, electronic equipment and portable fuel tanks is available as an option.